Terms & Disclosures

Last updated October 1, 2026

General information

This website provides general information about Porchstone Life Group and insurance products or services that may be available. Website content is not a guarantee of coverage, benefits, eligibility, rates, underwriting outcome, or product availability.

Insurance availability

Insurance products, carriers, eligibility, underwriting, rates, benefits, and features vary by state and individual circumstances. Porchstone can only solicit or offer insurance where properly licensed and where the applicable product or carrier is available.

Medicare

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Porchstone Life Group is not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Annuities

Annuities are insurance products. Guarantees are subject to the claims-paying ability of the issuing insurance company and the terms of the contract. Withdrawals may be subject to surrender charges, market value adjustments, contract limits, and tax consequences. Porchstone does not provide tax or legal advice.

Life insurance

Life insurance benefits and values depend on the policy and issuing carrier. Non-guaranteed values, illustrations, dividends, or index-crediting outcomes are not guarantees unless expressly stated as guaranteed in the contract. Replacing existing insurance may have disadvantages and should be considered carefully.

No legal, tax, or investment advice

Information on this website is not legal or tax advice and should not be treated as individualized investment advice. Consult an appropriate professional for those matters when needed.

Website use

Do not submit highly sensitive personal information through public website forms. Porchstone may update website content, disclosures, services, and availability without notice.

Contact

Questions may be directed to levis@porchstonelifegroup.com or 313-802-4910.